AI-Powered · Direct Access · No Advisory Fees

The smarter way
to find commercial
capital.

At any deal size. Any structure.

Synzova's AI matches commercial borrowers with institutional lenders. Deal type, size, sector, geography, and real lender appetite all scored simultaneously. No advisory fees. Direct access to lenders. Just precision matches.

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Live match results
AI scoring
$32M ABL revolver · NE manufacturing
Monroe Capital
Direct lender · ABL specialist
97%
PNC Business Credit
Bank ABL · National
91%
Encina Business Credit
ABL · $10M to $150M
88%
████████████████
██████ · ██████████
84%
AI insight: Monroe Capital matches all 4 mandate criteria: type, size, sector and geography. Highest closure probability.
6+
Financing categories
$1M+
No deal size ceiling
50+
States covered
AI↑
Smarter every deal
Why Synzova wins

Not a directory.
Not an intermediary.
An intelligence platform.

Other platforms send your deal to a team of humans. Synzova's AI scores your deal against every lender's real appetite. In seconds, not weeks.

Traditional platforms
Advisory-driven matching
Human advisors in the loop
Weeks of back-and-forth before you see a lender name. Fees embedded in the process.
Static matching rules
Checkbox filters. Not real appetite data. No learning over time.
Deal size caps
Most platforms stop at $100M. Larger deals need to look elsewhere.
No specialty niche intelligence
Generic categories with no deep sector, structure, or collateral matching.
Synzova
AI-driven intelligence
Direct access. No delays.
Submit your profile. AI scores every lender instantly. Connect directly with lenders in minutes, not weeks.
Appetite learning engine
Every closed deal teaches the model. Matches improve continuously, not just filters.
No deal size ceiling
From $1M to $500M+. Lenders set their own mandate parameters. Any size is covered.
Deep specialty niche matching
Sector, structure, collateral, leverage, and geography all scored simultaneously against real lender appetite.
How It Works

Three steps.
One intelligent match.

No gatekeepers, no paperwork marathons. Build your profile, let the AI run, see your ranked lender list.

01
Build your deal profile
Our AI-guided intake adapts to your deal type, asking the right questions for ABL, acquisition finance, CRE, private credit, or any commercial structure. Takes about 10 minutes.
02
AI scores every lender
Synzova's matching engine scores your deal against every lender's mandate simultaneously: deal type, size, geography, sector, collateral, leverage, and real historical appetite data.
03
Connect directly
Get a ranked shortlist of lenders with match scores, AI reasoning, and direct contact details. Subscribe to unlock full access and reach out directly.
Intelligence layer

Matching that learns
from every deal.

The engine doesn't just filter. It scores, ranks, and refines. Every closed deal makes the next match smarter.

Profile enrichment AI
Validates borrower data before it reaches lenders. Flags gaps, suggests improvements, maximizes match quality from submission one.
Deal-fit scoring engine
Scores every borrower against every lender simultaneously, ranked by probability of closing, not just category overlap.
Appetite learner
Lender engagement signals feed back into the model continuously. Over time, Synzova learns what lenders actually close, not just what they say they want.
Anomaly detection
Screens borrower profiles for inconsistencies before they hit lender dashboards, protecting deal quality and lender trust.
AI match scoring, live
Monroe Capital LLC
97%
PNC Business Credit
91%
Encina Business Credit
88%
████████████████
82%
████████████████████
79%
Appetite learner active. 847 lender mandates scored. Model last updated 4 minutes ago based on 3 new deal closings.
Executive-governed AI
Synzova's proprietary matching model operates under direct executive oversight. Every model decision is auditable, every mandate is human-reviewed, and data governance is set at the leadership level. Never delegated to the algorithm.
Scoring dimensions
Deal type Facility size Geography Sector Collateral Leverage Structure Historical appetite
Governance & accountability

The intelligence is artificial.
The accountability is not.

Synzova's proprietary AI is a precision tool, not an autonomous decision-maker. Every match it generates is the product of a system designed, governed, and continuously overseen by people who are accountable for the outcomes.

AI model oversight & audit trails
Every match recommendation generated by Synzova's engine is logged, traceable, and subject to executive review. No black box. The model's scoring logic is documented and auditable by Synzova leadership, and on request by enterprise clients.
Full match decision logging
Scoring rationale on every result
Model version control & rollback
Executive sign-off on model updates
Executive review of match quality & lender standards
Lender onboarding, mandate validation, and match quality benchmarks are set and reviewed at the executive level. No lender enters the Synzova network without passing qualification criteria that humans define and enforce. Not the algorithm.
Human-led lender qualification
Mandate integrity reviews
Ongoing match quality benchmarking
Lender conduct & reputation oversight
Data governance & borrower privacy controls
Borrower financial data is encrypted at rest and in transit, shared only with matched lenders under explicit consent, and governed by policies set at the executive level. Synzova never sells, licenses, or repurposes borrower data outside the matching function.
AES-256 encryption at rest & in transit
Explicit consent before lender data share
No data sale or third-party licensing
Executive data policy ownership
Synzova is not a registered broker-dealer and does not provide financial advice. We build and govern the intelligence. You make the decisions. That is not a disclaimer. It is a design principle.
Coverage

Every financing type.
One platform.

From standard C&I revolvers to complex specialty structures. Synzova covers the full commercial capital spectrum.

Commercial banking
C&I Lending
  • Revolving credit facilities
  • Term loans A & B
  • Working capital lines
  • Owner-occupied CRE
Secured lending
Asset-Based Lending
  • ABL revolvers
  • Inventory finance
  • Equipment finance
  • Receivables finance
Specialty finance
Lender & Fund Finance
  • Fund finance
  • Factoring & invoice finance
  • Commodity & trade finance
M&A & growth
Acquisition Finance
  • Acquisition finance
  • Sponsor-backed deals
  • Recapitalizations
  • Mezzanine / sub debt
Real estate & gov
Real Estate & Project
  • CRE bridge loans
  • Construction finance
  • SBA 7(a) & 504
  • USDA business loans
Alternative capital
Private Credit
  • Direct lending
  • Unitranche facilities
  • Second lien
  • BDC & private fund capital
Who it's for

Built for both sides
of the deal.

For Borrowers
Commercial
Borrowers

Middle market to large corporate. Build your profile once. Synzova's AI surfaces the lenders most likely to close your deal, ranked by fit probability.

Start your profile
For Lenders
Institutional
Lenders

Banks, private credit funds, BDCs, and specialty finance. Set your lending mandate. Synzova delivers matched deal flow, scored against your appetite and filtered to your criteria.

Join as a lender

Capital matched.
Deals closed.

Subscription-based. No advisory fees. Direct lender access. National coverage from day one.

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